SalaryToPaycheck.com was founded to solve a common financial frustration: traditional paycheck calculators are often outdated, clunky, buried behind lead-capture paywalls, or fail to account for real-world pre-tax deductions and state tax differences.

Our Mission

Our goal is simple: to provide 100% free, privacy-first, ultra-accurate financial calculators that help workers, freelancers, job seekers, and international expats know their exact take-home pay before signing a contract or making a life-changing state relocation.

Our Methodology & Data Sources

Every calculation engine on our platform is updated annually to match official statutory tax authority schedules:

Federal Income Tax (W-4): Programmed using IRS Publication 15-T (2026) percentage method tables for Single, Married Filing Jointly, and Head of Household.
FICA Social Security & Medicare: Configured with the official 2026 Social Security wage base cap of $176,100 (6.2%) and Medicare (1.45% + 0.9% Additional Medicare Tax).
50 US State Income Taxes: Updated with official 2026 state tax schedules from all 50 State Departments of Revenue, including 0% state income tax states (Texas, Florida, Washington, Nevada, etc.) and progressive brackets (California, New York).
International Tax & FX Engine: Integrates tax schedules for the UK (HMRC), Canada (CRA), Germany (BMF), Australia (ATO), and India (Union Budget 2024-2026 u/s 115BAC) with live daily exchange rates from the European Central Bank (ECB).

Core Platform Pillars

1. Paycheck Calculator

Convert annual salary or hourly wage into net weekly, bi-weekly, or monthly paychecks.

2. US Dual Offer Evaluator

Compare two US job offers side-by-side after state taxes, 401(k), and HSA contributions.

3. State Relocation Comparator

Analyze net income changes and cost of living when moving between any two US states.

4. Global Country Comparator

Evaluate expat and remote offers across the US, UK, Canada, Germany, Australia, and India with PPP index.

About SalaryToPaycheck